Melt milk chocolate chips in a double boiler or slowly, stirring regularly, in the microwave. Stir in pretzels, nuts and raisins. Pour and spread mixture into a foil-lined, 13×9 pan and refrigerate for one hour. Melt the semisweet chocolate chips in the same manner as above. Pour the melted chocolate over the firm chocolate/nut/pretzel mixture. Refrigerate for approximately two hours until solid.
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