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These 9 Health Insurance Terms Confuse You…and Everybody Else

Now that we’re all required to buy health insurance thanks to the Patient Protection and Affordable Care Act, it would be nice if we understood what we’re getting, right? Unfortunately, a study published in 2013 in the Journal of Health Affairs raises some serious doubts about whether we really understand what the insurance companies are […]

Animal Overhead: The Actual Cost of Owning a Pet

Animal Overhead: The Actual Cost of Owning a Pet

If someone said you could improve your health by sitting on the couch, you’d want to know more, right? Well, the answer could be the purring furball or the drooling pooch sitting next to you. Some of the perks of owning a pet are well known; there is, of course, unconditional love and constant companionship, […]

Prenuptial Agreements:  They’re Just for  Rich People, Right?

Prenuptial Agreements: They’re Just for Rich People, Right?

Prenuptial agreements have an image problem. We think they’re unromantic and, on that score, it’s hard to argue. However, other perceptions are not as accurate. Take these, for example: “A prenuptial agreement gets couples off to a rocky, unhealthy start.” “Prenuptial agreements usually involve one party taking advantage of the other. Prenups are almost always […]

Why Am I So Messy?! The Truth Behind Clutter and What You Can Do to Clean Up Your Act

Why Am I So Messy?! The Truth Behind Clutter and What You Can Do to Clean Up Your Act

Twelve years ago, Deb Williams was a completely different person. Living it up in a corporate job in Fargo, she was surrounded by piles of paperwork, mounds of mess, and a desk she could barely see. It made doing her job difficult. “My job required answering the phone and helping people locate information. Time after […]

Holiday Time = Family Time = Picture Time

Holiday Time = Family Time = Picture Time

We’ve all seen those family Christmas pictures where Uncle Fred stuck his finger in front of the lens or Aunt Sally lopped off three of your cousins’ heads. Just because you’re not a professional doesn’t mean you don’t care how your photographic family keepsakes look. Here are some tips from a few area photographers to […]